Your first home. A confident beginning.
From understanding deposits to getting ready for settlement, we help you plan each step and review loan options available to your circumstances.
First homes, considered carefully
We focus on your individual financial position and explain choices before any application.
Know your starting point
Discuss deposit savings, income, expenses and estimated repayments.
Understand assistance
Review potential first home buyer support and current eligibility requirements.
Prepare a stronger application
Get clarity on documents, pre-approval conditions and the settlement process.
Better questions lead to more informed decisions.
We can compare options from our accredited lender panel, discuss product features and costs, and explain what happens next. Your full circumstances will need to be assessed before any recommendation.
Bring your questions.
We'll bring the structure.
Initial enquiries are obligation-free. Any brokerage fee, if applicable, is disclosed before you proceed.
Request a strategy call ↗Things worth knowing.
Clear answers to common home loan questions. Every borrower is different, so these are general explanations only.
How much deposit do I need for my first home?+
The deposit depends on your property price, lender and circumstances. Low-deposit options and government schemes may be available for eligible borrowers. Also budget for government duties, legal costs and other expenses.
Do I need pre-approval before making an offer?+
Pre-approval can help with planning, but it is conditional and not a loan guarantee. Contract and finance conditions should be discussed with your conveyancer or solicitor.
Can I use a first home buyer government scheme?+
Eligibility varies by scheme, income, property, state and other factors. We can help you identify current programs in Victoria and New South Wales, and you should check eligibility with the relevant program administrator.