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Georgia,serif;line-height:1.1;margin:22px 0 5px}.calc-result>span:not(.result-label){font-size:13px;opacity:.85}.result-divider{border-top:1px solid rgba(255,255,255,.25);margin:28px 0 13px}.light-result .result-divider{border-color:#ebd8cf}.result-row{display:flex;justify-content:space-between;gap:12px;font-size:13px;margin:15px 0}.result-row strong{text-align:right}.result-notice{padding-top:16px;border-top:1px solid rgba(255,255,255,.18);font-size:11px;line-height:1.75;color:#f4d8d1}.light-result .result-notice{color:#79665b;border-color:#ebd8cf}.light-result .btn{margin-top:10px}.legal-copy{max-width:830px}.legal-copy h2{font-size:30px;margin:34px 0 12px}.legal-copy h2:first-child{margin-top:0}.legal-copy p{line-height:1.85;color:#625751}.legal-copy a{color:var(--wine);text-decoration:underline}.small-note{color:var(--muted)}:focus-visible{outline:3px solid #a65e50;outline-offset:3px}
@media(max-width:1100px){.primary-nav{gap:6px}.nav-group summary,.nav-contact{font-size:12px}.hero h1{font-size:clamp(42px,5vw,62px)}.hero-layout{gap:15px}.hero-visual{height:470px}.service-card{padding:24px 17px}.service-card h3{font-size:21px}.footer-top{gap:30px}.calculator-layout{gap:50px}}
@media(max-width:900px){.utility{font-size:10px}.header-inner{min-height:76px}.menu-toggle{border:0;background:transparent;width:46px;height:46px;display:flex;flex-direction:column;justify-content:center;align-items:center;gap:6px}.menu-toggle span{display:block;background:var(--wine);height:2px;width:24px}.primary-nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--paper);box-shadow:var(--shadow);padding:18px 22px 30px;max-height:calc(100vh - 106px);overflow:auto;align-items:stretch;flex-direction:column;gap:6px}.primary-nav.is-open{display:flex}.nav-group{border-bottom:1px solid var(--line)}.nav-group summary{justify-content:space-between;padding:13px 0;font-size:15px}.menu-panel{position:static;width:auto;box-shadow:none;border:0;background:transparent;padding:0 0 12px}.menu-panel a{padding:9px 12px}.nav-contact{font-size:15px;padding:12px 0}.primary-nav>.btn{align-self:flex-start}.hero-layout{grid-template-columns:1.05fr .95fr}.hero-copy{padding:70px 0}.hero h1{font-size:48px}.hero-lede{font-size:17px}.hero-visual{height:420px}.hero-stamp{width:103px;height:103px;font-size:12px;left:-35px}.hero-locations{margin-top:28px;gap:16px}.service-grid{grid-template-columns:repeat(2,1fr)}.service-card{min-height:245px}.split-grid,.tool-teaser,.guide-strip,.faq-layout,.contact-layout,.resource-layout,.calculator-layout{gap:40px}.split-grid{grid-template-columns:1fr 1fr}.photo-panel{height:410px}.footer-top{grid-template-columns:1.3fr 1fr;row-gap:35px}.mini-steps{gap:13px}.mini-step{padding:25px 20px}.mini-step h3{font-size:20px}.calc-inputs{grid-template-columns:1fr}}
@media(max-width:640px){html{scroll-padding-top:92px}.shell{width:calc(100% - 36px)}.utility-inner{min-height:32px;justify-content:center}.utility-inner>span:first-child{display:none}.site-header .brand-round{width:48px;height:48px;font-size:27px}.site-header .brand-name{font-size:15px}.header-inner{min-height:73px}.section{padding:66px 0}.section h2,.bottom-cta h2{font-size:38px}.hero-layout{display:flex;flex-direction:column-reverse;gap:0;align-items:stretch}.hero-visual{height:275px;margin:0 -18px;overflow:hidden}.hero-visual::before{display:none}.hero-visual img{border-radius:0 0 25% 0;object-position:center 54%}.hero-stamp{left:auto;right:22px;bottom:18px;width:95px;height:95px}.hero-copy{padding:44px 0 60px}.hero h1{font-size:46px;line-height:1.06}.hero-lede{font-size:17px}.hero-small{font-size:12px}.hero-actions{gap:19px;align-items:flex-start;flex-direction:column}.hero-actions .btn{width:100%}.hero-locations{margin-top:28px}.ticker-inner{justify-content:flex-start;overflow:auto;scrollbar-width:none;font-size:14px}.ticker-inner::-webkit-scrollbar{display:none}.service-grid,.split-grid,.tool-teaser,.location-grid,.guide-strip,.faq-layout,.contrast-callout,.split-text,.contact-layout,.resource-layout,.calculator-layout,.mini-steps,.resource-links{grid-template-columns:1fr}.service-card{min-height:220px}.service-card h3{font-size:24px}.section-head{margin-bottom:28px}.photo-panel{height:330px}.tool-teaser{gap:42px}.teaser-card{transform:none;padding:27px}.guide-art{margin:25px auto}.faq-layout{gap:16px}.faq-layout>div:first-child p{max-width:none}.bottom-cta-inner{flex-direction:column;align-items:flex-start}.footer-top{grid-template-columns:1fr 1fr;gap:26px}.footer-brand{grid-column:1/-1}.disclosure-top{align-items:flex-start;flex-direction:column}.badge-placeholder{margin:10px 0}.footer-bottom{flex-direction:column}.inner-hero-inner,.inner-hero.compact .inner-hero-inner{padding:65px 0 72px}.inner-hero h1,.inner-hero.compact h1{font-size:46px}.inner-hero p{font-size:16px}.inner-hero:after{font-size:320px;right:-100px;top:40px}.simple-card{padding:26px}.contact-aside{position:static}.form-card{padding:24px 18px}.form-grid.two,.radio-grid{grid-template-columns:1fr}.radio-option{min-height:42px}.form-card fieldset{padding:24px 0}.resource-form{margin-top:8px}.guide-large{min-height:390px;max-width:295px;transform:none}.guide-large strong{font-size:31px}.calculator-layout{gap:32px}.calc-result{position:static;padding:32px 24px}.calc-inputs{grid-template-columns:1fr 1fr}.contact-locations{margin-bottom:25px}}
@media(max-width:390px){.hero h1{font-size:41px}.inner-hero h1,.inner-hero.compact h1{font-size:41px}.calc-inputs{grid-template-columns:1fr}.footer-top{grid-template-columns:1fr}.footer-brand{grid-column:auto}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}
/* Keep radio-option labels neutral; only required-field asterisks are accent coloured. */
.form-card .radio-option span{color:var(--ink)!important}

/* Maple & Finch update (Nov 2026): no decorative star illustrations */
.inner-hero::after{content:none!important;display:none!important}
.guide-leaf{display:none!important}
.required-note{font-size:11px!important;font-weight:400!important;color:#946354!important;margin-left:4px!important}
.form-alert:empty{display:none}
.form-alert:not(:empty){color:#832c27;background:#fff2ee;border-left:3px solid #a34a42;padding:13px 15px;margin-bottom:16px;font-size:13px}
/* First home buyer hero photograph */
.first-home-hero{min-height:485px;display:flex;align-items:stretch}
.first-home-hero .inner-hero-inner{padding:94px 0 105px;min-height:485px;display:flex;flex-direction:column;align-items:flex-start;justify-content:center;padding-right:48%;box-sizing:border-box}
.first-home-hero h1{font-size:clamp(42px,4.4vw,66px);max-width:620px}
.first-home-hero p{font-size:17px;max-width:580px}
.first-home-photo{position:absolute;right:0;top:0;bottom:0;width:46%;height:100%;overflow:hidden;border-radius:38% 0 0 38%;box-shadow:-13px 0 36px rgba(115,60,48,.10)}
.first-home-photo img{display:block;width:100%;height:100%;object-fit:cover;object-position:center}
@media(max-width:1020px){.first-home-hero .inner-hero-inner{padding-right:49%}.first-home-photo{width:48%}.first-home-hero h1{font-size:clamp(38px,5vw,56px)}}
@media(max-width:720px){.first-home-hero{display:block;min-height:0}.first-home-hero .inner-hero-inner{min-height:0;padding:56px 0 45px;display:block}.first-home-hero h1{font-size:clamp(39px,9vw,50px)}.first-home-hero .inner-hero-actions{gap:18px}.first-home-photo{position:relative;width:100%;height:295px;right:auto;top:auto;bottom:auto;border-radius:32% 0 0 0;box-shadow:none}.first-home-photo img{object-position:center 42%}}

/* MFAA supplied logo in credit disclosure */
.mfaa-mark{width:min(312px,100%);flex:0 0 auto;line-height:0;padding:3px 0}
.mfaa-mark img{display:block;width:100%;height:auto;object-fit:contain}
.disclosure-top strong{line-height:1.4}
@media(max-width:640px){.mfaa-mark{width:min(280px,100%)}.utility-phone{white-space:nowrap}.disclosure-top{gap:10px}}

/* Service photography: aligned with the First Home Buyers hero, with mobile-first framing. */
.service-hero .inner-hero-inner{padding-top:75px;padding-bottom:75px;min-height:535px}
.service-hero h1{font-size:clamp(39px,4.12vw,60px);max-width:665px;line-height:1.1}
.service-hero p{max-width:585px}
.service-photo img{object-position:center 45%;filter:saturate(.96)}
@media(max-width:1020px){.service-hero .inner-hero-inner{padding-top:65px;padding-bottom:65px}.service-hero h1{font-size:clamp(35px,4.6vw,52px)}}
@media(max-width:720px){.service-hero .inner-hero-inner{padding:56px 0 45px;min-height:0}.service-hero h1{font-size:clamp(39px,9vw,49px)}.service-photo{height:290px}.service-photo img{object-position:center 47%}}

/* Homepage service and location links: clear, keyboard-accessible navigation. */
.ticker-inner>a{display:inline-flex;align-items:center;min-height:44px;flex-shrink:0;transition:color .18s ease}
.ticker-inner>a:hover,.ticker-inner>a:focus-visible{color:#55271f;text-decoration:underline;text-underline-offset:4px}
.hero-locations>a{display:inline-flex;align-items:center;min-height:44px;transition:color .18s ease}
.hero-locations>a:hover,.hero-locations>a:focus-visible{color:var(--wine);text-decoration:underline;text-underline-offset:3px}

/* Homepage location sentence: relevant location links, no duplicate links under CTA. */
.ticker-inner .ticker-locations{font:inherit;line-height:1.5}
.ticker-locations a{color:inherit;font:inherit;text-decoration:none;transition:none}
.ticker-locations a:hover,.ticker-locations a:focus-visible{color:inherit;text-decoration:none}
@media(max-width:1200px){.ticker-inner{flex-wrap:wrap;justify-content:center;white-space:normal;row-gap:0;padding:7px 0;overflow:visible}.ticker-inner .ticker-locations{flex-basis:100%;text-align:center;padding-bottom:5px}}
@media(max-width:640px){.ticker-inner{column-gap:13px}.ticker-inner>span[aria-hidden="true"]{display:none}.ticker-inner>a{min-height:36px}.ticker-inner .ticker-locations{font-size:14px;padding:2px 0 7px}}

/* Keep the expanded footer legal navigation readable on mobile. */
.footer-bottom>div{flex-wrap:wrap;row-gap:10px}